Pre-foreclosures are homes that are in default and a lis pendens has been filed.? The home-owners still have an opportunity to catch up on delinquent payments so the home can't be listed on the market as for sale.? Once the foreclosure process is complete, the lender will contact a real estate company to market and sell the home.? Keep in mind sometimes the house will remain in limbo and vacant for a year or two before the lender puts it up for sale.? I've seen people deal directly with the lender and if you know who holds the mortgage it wouldn't hurt to contact them and test the waters.? Good luck!
Jeff Metcalf, REALTOR(R)
Watson Realty Corp.
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