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Tips for Investing in Silver
Article by Marcus
Investing in silver is popular way chosen by many people to hedge against inflation and build up a strong portfolio. However, there are several things to know about investing in silver. Though it is a precious metal like gold, the market characteristics are very different. It is best to do your homework thoroughly before entering the market.
Different forms of silver investments
Silver bullion is the most traditional way of investing. If you want to physically own the silver, you can opt to buy silver bars or coins. The bars are flat rectangular pieces of the metal which come in different sizes ranging from 1 troy oz bars to 1000 troy oz bars. You can store these bars in the safe of your home or at the banks. These are far easier to buy than gold bars.
Another type of silver investment is coins. You can purchase the Canadian Maple Leaf or the American Eagle coins as a part of your investments. But it is better not to aim at old and rare collector?s coins because you will find it difficult to both buy and sell. The value of a coin is determined by the value of the intrinsic amount of silver in it.
It is much more convenient to buy silver exchange traded fund or ETF. The largest silver ETF is the iShare silver trust.
Silver Certificates show how much silver you own on a paper. They are easy to store, buy and sell.
Swiss banks allow you to have silver accounts. You can buy and sell silver on these accounts rather like foreign exchange.
ETF and Silver bullion are the best options for silver investments, but you should know that in the USA, if you own a silver item for over a year, it is considered to be collectible. So, any gains that you make from selling it will be taxed at a far higher rate. So, bullion may not be suitable for the long-term investment if you are looking to invest in silver over a long period of time then silver ETF would be the better option.
Facts about investing in silver
Silver prices are much lower. So, they are far more accessible to the ordinary investors than gold.
The amount of silver bullion actually traded in the market is far less than gold. This increases the risks of investing in silver.
The price of silver is far more volatile than gold and it changes quite drastically in response to demand and supply. So, the silver market is less stable than gold.
In many countries, gold enjoys a special tax status but silver does not. For example, in the European Union, trading in gold bullion is exempt from VAT but not silver.
Though the price of silver generally follows that of gold, it is regarded as a less effective protection against inflation than gold.
Silver investments may be quite suitable for people with limited funds who are looking for an assured profit, provided you follow the standard safeguards in buying and selling.
About the Author
It is important to do your research and find out how to invest in silver before parting with your money. If you would like to find out more about how to invest in silver and other investment options then click the link to visit my website.
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It is important to do your research and find out how to invest in silver before parting with your money. If you would like to find out more about how to invest in silver and other investment options then click the link to visit my website.
Use and distribution of this article is subject to our Publisher Guidelines
whereby the original author?s information and copyright must be included.
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Source: http://www.financecritics.com/tips-for-investing-in-silver/
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The Inn Above Onion Creek is located on an 88-acre unfold in the hill place of Kyle, Texas. The inn was created in 1994 to resemble a late 1800s Texas homestead, meticulously prepared with pampered guests in thoughts. It is rustic and antique?and incredibly comfortable. Problems is, it?s as well effortless to be distracted from the beautiful hill views out of every single window. What with the Spa, the clean flowers in your place, the hot breakfast with fresh-squeezed orange juice, the luscious 3-course dinners, the intimate extras, it will get a bit tough to focus. But you may just have to handle. A fantastic Inn.
St. Michel?s menu: Start off with the Trio of Seafood Cakes that contains conch, lobster and crab or the White and Pink Tuna Carpaccio. For the entrees, we suggest the Pan Seared Veal Medallions or the Daikon Wrapped Ahi Tuna with wasabi aioli.
For even less difficult entertaining, get a chocolate fountain. These can be had relatively affordably, although I recommend generating confident you get one robust ample to use actual chocolate in, rather than chocolate sauce, which I noticed in a kid?s edition of a chocolate fountain. The a single issue is the sum of chocolate needed, but what a strike at a get together. All you need to have is a very good assortment of foods for dipping, this kind of as strawberries or other fruit, pretzels, cookies and so forth.
Generating wholesome, lower-sugar or sugar-totally free chocolates for people with health care ailments, such as diabetes or those attempting to increase their diet regime or reduce sugar intake are other viable chocolate marketing and advertising chances. Keep in mind that chocolate is not only tasty, but also has promotable healthy facet-outcomes. Even though commencing your very own chocolate dessert enterprise will take each investment and preparing, it can be the best business opportunity for anybody who is seeking for an imaginative way to generate income. Indulge yourself in the homemade chocolate organization and make cash, whilst you make other folks pleased!
Home made schnapps making use of pomegranate: it is quite effortless to make, it demands small or no tools. The schnapps manufactured at residence consists of fruits, herbs or berries that are becoming soaked in quality and high evidence alcoholic beverages. This will have a great fruity and sweet taste that is served with meat mostly. It is also used to accompany the fruit desserts, chocolate or ice creams.
Rejoice a wedding by covering cookies in white or dim chocolate and decorating them to search like small wedding ceremony robes and tuxedos. Or deliver an additional special reward to the wedding ceremony pair by having chocolate coated strawberries and a bottle of chilled champagne sent to their honeymoon suite. This thoughtful and intimate idea will be remembered for years to appear.
Peppermint is often paired with chocolate and for excellent reason. It gives chocolate a cooler and more advanced taste. I like placing a few drops in my chocolate chip cookies. Around the holidays I crush red and green candy canes and use the colorful peppermint-flavored sugar crystals to prime off an iced cookie that may style or seem a small too bland. I have even developed what I phone a mint blondie, a bar recipe that was at first flavored with orange zest, but preferences similarly excellent with fifty percent of a teaspoon of mint extract as a substitution. You can develop your own versions by including it to brownies or other favored chocolate desserts.
Pomegranate simple syrup: it is also named as selfmade grenadine. Pomegranate syrup is very nutritious and best for supplying flavor and bold shades to lemonade, cocktails. These syrups are non alcoholic, for this reason can be utilized in cooking, drinks and even desserts. Producing syrup at home guarantees employing the freshest components and producing grenadine bursting with flavor.
chocolate candy
chocolate covered strawberries
Spot a 9 x thirteen-inch baking pan on the rack and include the loaded cake pans. It comes in two flavors: greenberry and chocolate.
chocolate covered strawberries
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President Barack Obama released his recent personal finance records in 2008, which included his 2004 U.S. Individual Income Tax Return and Senate Annual Finance Report.? President Obamas records for 2004 do not reconcile with the State of Illinois Comptrollers Office.? There are inconsistencies in the total compensation received as an Illinois State Senator. ??The largest error likely is President Obamas omission of a ?Leadership Stipend? of over $8,000.? This stipend should have been recorded as income.
According to the Illinois Comptrollers office, then-State Senator Obama received:
2004 State of IL compensation: $ 52,817.38 (salary)
$ 8,040.01 (leadership stipend)
$ 3,765.00 (per diem)
$ 2,400.00 (mileage)
Stipends for State of Illinois legislators are paid to Senators and Representatives by their respective minority or majority leader.? These stipends are not used to support the legislators living costs, but are used by the leaders as bonuses.? Stipends of this sort are taxable income, as they are given to enhance income.
Based on the information from the Illinois Comptrollers Office, Barack Obamas compensation for 2004 should be $60,857 income from the State of Illinois.
Statement 3, on Page 10 of the Presidents 2004 U.S. Individual Income Tax Return, shows Barack and Michelle Obamas income by source.? It shows the ?taxpayer? T, Barack Obama, received $53,288 in wages from the Comptroller of the State of Illinois.? This was compensation received for Barack Obamas representation of the 13th District of Illinois as a State Senator.
The total wage and salary income shown on President and Mrs. Obamas 2004 return total $207,342, which is reported as the total on Line 7 of Form 1040.? The Obamas joint return then pays taxes on this $207,647 ?adjusted gross income? including $305 Illinois tax refund.
Barack Obama won a US Senate race in 2004.? The US Senate has Annual Financial Disclosure reports for all members.? Then-Senator Barack Obama filed his 2004 report on June 5, 2005, exactly three months after his income tax return was completed.? The 2004 Annual Financial Report, Barack Obama confirmed his salary compensation for the State of Illinois was $60,287.
In neither his U.S. Individual Income Tax Return, nor his Senate Annual Financial Report for 2004, does Barack Obama report his actual compensation from the State of Illinois.? In both cases, Barack Obama has under-reported the income, as certified by the Illinois Comptrollers Office.
The IRS can bring charges of fraud under 26 USC 72061 for ?fraud or false statements? made to on the U.S. Individual Income Tax Return.? This can be prosecuted as a Class E felony, with maximum fines of $100,000 and imprisonment of up to 3 years.
The Senate?s Financial Disclosure Statement warns that:? ?Any individual who knowingly and willfully falsifies, or who knowingly or willfully fails to file this report may be subject to civil and criminal sanctions.? It then refers to three laws which may apply: 5 USC app. 6, 104 and 18 USC 1001.
Barack Obama certified that: ?the statements I have made on this firm and all attached schedules are true, complete and correct to the best of my knowledge and belief?, upon signing this report.
5 USC app. 104 provides the Attorney General to charge an individual with monetary fines and/or imprisonment for knowingly and willfully falsifies this report to Congress.? This fine can be as high as $50,000 with imprisonment up to 1 year, a Class A misdemeanor.
18 USC 1001 provides for prosecution for knowingly and willfully false statements to the Federal government.? This act allows for unspecified fines or imprisonment up to 5 years.? Sentencing guidelines define this as a possible Class E felony.
via Blog: Did Barack Obama Underreport His Income to IRS?.
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How to get started on a new project is obviously the most challenging part. One primary reason for your, especially in the case of painting the house, may be the knowledge barrier. There?s just so much to know to complete the task right. Please read on and flatten that hurdle between your house?s fresh look.
Selecting the color and kind of paint is # 1 listed.That is just a little harder than it sounds. You?ll need to research whether you desire oil or latex-based paint. Oil is mostly preferred outside due to the long lasting quality. Latex is usually chosen indoors as it produces easy cleanup of stains. However, there is no iron clad rule. By way of example, an interior room that gets plenty of sunshine the entire day will normally do better by having an oil or alkyd-based paint.
Selecting a color now is easier ? if a person person makes all the choice. Besides possible disagreements over preference, there remains the daunting task of choosing among one hundred different shades. Most of them blend into one another and it can be hard to believe the final result. Beginning with one palette on your computer is ok, but graduate quickly to some booklet of samples. The shades on the display screen can look unique with a wall.
Allocate plenty of time to do the proper prep work.Painting, whether exterior or interior, is 80% preparation. Though you can paint large areas having a roller or sprayer quickly, there?s always 100 surfaces you wouldn?t like painted. This means masking, retiring plastic or tarp, along with other time-consuming preparation tasks.
There?s a different sort of preparation work which could take a little or a lot of time, determined by your surface. An exterior wall or trim could become cracked, oxidized and suffer other effects. Interiors can require patching of dents or holes, scrapes and other alike defects. Going to all the expense and trouble of painting your property makes the work to accomplish the prep worthwhile. That?s, if you want the last give you look as close to new as you can.
Get a materials together.Painting looks simple. But professionals earn their funds simply simply because they know what the job takes and the?ve the instruments to do it.Fresh paint and watercolor brushes or rollers are simply the greatest things you?ll need. But prep work may require sanding blocks and sandpaper, wood putty, spatulas and more. Painting requires whether complete spray kit or pans with stirring sticks. Thinner for oil-based paints is important to eliminate ?accidents? and have paint for the desired consistency.
But, once you?ve got the fundamentals all set to go ? along with the initial work out of the way ? the work may go quickly and smoothly. You don?t only save money by doing the work yourself, however, you have the satisfaction of seeing it done well, knowing you did it. Just flatten that knowledge hurdle and will also be jumping for joy.
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President Barack Obama looks back to applaud those that served during his remarks at the 113th National Convention of the VFW in Reno, Nev., Monday, July 23, 2012. (AP Photo/Susan Walsh)
President Barack Obama looks back to applaud those that served during his remarks at the 113th National Convention of the VFW in Reno, Nev., Monday, July 23, 2012. (AP Photo/Susan Walsh)
Republican presidential candidate, former Massachusetts Gov. Mitt Romney hosts a small-business roundtable during a campaign stop at Endural LLC, Monday, July 23, 2012, in Costa Mesa, Calif. (AP Photo/Jason Redmond)
President Barack Obama greets the crowd after speaking at the 113th National Convention of the VFW in Reno, Nev., Monday, July 23, 2012. (AP Photo/Susan Walsh)
President Barack Obama speaks at the 113th National Convention of the VFW in Reno, Nev., Monday, July 23, 2012. (AP Photo/Susan Walsh)
Republican presidential candidate, former Massachusetts Gov. Mitt Romney, accompanied by Beverly Oncology and Imaging CEO Ruth Lopez Novodor hosts a small-business roundtable during a campaign stop at Endural LLC, Monday, July 23, 2012, in Costa Mesa, Calif. (AP Photo/Jason Redmond)
RENO, Nev. (AP) ? Their goodwill moment gone, President Barack Obama and challenger Mitt Romney plunged back into their acrimonious political campaign on Monday, Obama doubting Romney's readiness to be commander in chief, Romney accusing the president's team of offering "almost all attack ads."
Days after the Colorado movie massacre brought reflection and talk of national unity from both camps, the fight was on again.
Foreign affairs made a rare move to the fore of the campaign as Republican Romney, the former Massachusetts governor, readied for a closely watched trip overseas. Obama, meanwhile, told a military audience that he was the only one in the race with a record, not just words, on international matters as he sought to undercut Romney's travels before they began.
Both White House contenders are trying to gain the military vote. In the 2008 election, 54 percent of those who said they had served in the military voted for Sen. John McCain, himself a veteran, to 44 percent for Obama, according to exit polls.
More broadly, both sides ended what had been a weekend of political truce in deference to grieving families and victims of the shooting. Obama and Romney returned to raising millions of dollars and taking jabs at each other over jobs, leadership and security.
Both saw little time to waste in a tight, bruising race ? and saw little need to apologize for any tactics.
A positive campaign "really would be nice," Romney said even as he declared that sentiment over in an interview with CNBC. He blamed Obama for the tenor.
Obama told the Veterans of Foreign Wars he has kept his promises to end the war in Iraq, wind down the conflict in Afghanistan and go after al-Qaida leader Osama bin Laden wherever he was hiding. The terrorist mastermind was killed in a raid on Obama's orders.
In every example, Obama poked at Romney without naming him. On Iraq, Obama suggested Romney would have kept forces in the war zone indefinitely.
"When you're commander in chief, you owe the troops a plan," Obama said. On Afghanistan, Obama needled Romney for opposing the 2014 timeline for ending the war. "You know what? That's not a plan for America's security," he said.
Romney was to get his say before the VFW, too, on Tuesday before setting out for England, Israel and Poland.
Trying to set the expectations for the opponent, Obama campaign officials challenged Romney to offer clear policy ideas during his three-country trip. Romney's travels will be viewed as a measure of how well he can stand up on the world stage. Obama took an even broader such trip as a candidate in 2008.
Four years later, Obama said Monday: "We're leading around the world. There's more confidence in our leadership. We see it everywhere we go."
A Romney spokesman, Ryan Williams, countered that Obama had "diminished our moral authority" in the world.
Still in the shadow of the Colorado rampage, both campaigns weighed how to calibrate their tones.
Obama spokeswoman Jen Psaki said the president was moved by his visits Sunday with survivors and family members of the victims of Friday's mass shooting outside Denver. Still, she said: "We've got a long way to go here. ... (Obama) knows that he needs to make sure people know what's at stake."
Romney noted that Obama aide David Axelrod had begun the day reminding via Twitter of the campaign's request to see more of Romney's tax returns.
"I haven't seen the healthy, important debate coming from the president's team," Romney said. "It's been almost all attack ads on all sorts of peripheral issues."
Romney himself was back at the rhetorical attack, telling donors in California that Obama was "out of ideas and out of excuses."
The pursuit of money kept on rolling, too.
In California, Romney raised $10 million over two days.
Obama moved on to California for a night of fundraisers; Oregon and Washington were next on Tuesday. He was expected to raise more than $6 million.
The president opened remarks to donors at an intimate, $35,800 per person dinner in Oakland by recounting his meetings with those impacted by the Colorado shooting. The spirit of the community, Obama said, "would make you extraordinarily optimistic about America."
Among the donors were two people connected to Solyndra, a failed solar company that has been part of Romney's attacks on Obama. Solyndra was the first renewable energy company to receive a federal grant under Obama's 2009 stimulus law but went bankrupt last year, leaving taxpayers on the hook for more than $500 million.
Steve Westly, a Silicon Valley venture capitalist who warned the White House about Solyndra's shaky finances, and Matt Rogers, a former Energy Department official who was part of the Solyndra loan guarantee process, were among the 60 people in attendance at the private home.
Both campaigns were keeping their largely negative television advertisements off the air in Colorado, a key battleground state in the November election. Vice President Joe Biden, campaigning for his boss in Florida, jettisoned his typical speech to focus on the shooting victims and the stories of heroism from that night.
The Obama campaign on Monday released a new television advertisement casting the election as a choice between two contrasting economic visions.
"Sometimes politics can seem very small. But the choice you face, it couldn't be bigger," Obama said in the ad, which was to air in nine battleground states.
___
Thomas Beaumont reported from Irvine, Calif. AP writers Ben Feller and Mark S. Smith in Washington, Matt Sedensky in Manalapan, Fla., and Sandra Chereb in Reno, Nev., contributed to this report.
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Article by Walter J Higgens
10 Signs Of Cheating Spouse-Here?s How A Cheating Spouse Acts! ? Relationships ? Marriage
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Do you have a gnawing feeling that something is wrong in your relationship?
Do you suspect that terrible feeling is because your partner is cheating?
How do you know if your spouse is cheating? Learn The Top 10 Signs Of Cheating Spouse!
No one likes to feel like they are being lied to, especially when their spouse is involved. The foundation of trust and honesty is such an important part of marriage, and without it the relationship will never succeed. This is why even the smallest suspicions of an affair needs to be investigated. Of course you have to be careful not to wrongly accuse your spouse, and this is why you should approach the matter as ?innocent until proven guilty?. That being said, there are some signs of a cheating spouse you can look for without jeopardizing your relationship.
57% of people have used the Internet to flirt. 38% of people have engaged in explicit online sexual conversation and 50% of people have made phone contact with someone they chatted with online. Evidence proves there is a high correlation between on-line cybersex and subsequent real-time sexual affairs. Evidence supports the existence of disinhibition, accelerated intimacy, and hyper-sexual online behavior that can easily lead to real-time sexual affairs 31% of people have had an online conversation that has led to real-time sex.
There can be few experiences in life worse than finding out that you have a cheating Spouse. The betrayal of Trust, the ?I can?t believe that this is happening to me?. The feelings of guilt that arise when you look back and ?blame yourself? when you know deep down that ?you?re the injured party? and do you know what? The worst thing is when you hear about it from someone else, that you have a cheating Spouse, it?s the ?shock? and the ?shame? of it. Sounds familiar doesn?t it?
Women, just as men, have affairs. Although statistically men have affairs more often than women do, wives still cheat. In fact, the number of wives cheating on husbands has risen dramatically over the past few years. Currently, new studies now show that between 35% and 40% of all wives cheat on husbands while the statistics for men are between 40% and 50%. If you suspect your wife is having an affair, it could be for any number of reasons.
Here?s The Top 10 Signs Of Cheating Spouse!
1) You find birth-control pills in her medicine cabinet, and you?ve had a vasectomy.
2) Mutual friends start acting strangely toward you. (They either know about the cheating or have been told stories about what a horrible wife or girlfriend you are.)
3) Your cheating husband or wife stops confiding in you and seeking advice from you.
4) He leaves the house in the morning smelling like Irish Spring and returns in the evening smelling like Safeguard.
5) She joins the gym and begins a rigorous workout program.
6) She buys a cell phone and doesn?t let you know.
7) He sets up a separate cell phone account that is billed to his office.
Has unexplained scratches or bruises on his or her neck or back.
9) Suddenly wants to try new love techniques.
10) Has a sudden preoccupation with his or her appearance.
Now that you know the 10 Signs Of A Cheating Spouse! What Do You Do?
*First [Don't Panic] It?s the worst thing you can do, Act normally and observe let you spouse show their cheating behavior.
*Second [Action Plan] Tell your spouse your going to your mom?s for the night and secretly watch the house and seewhat happens, maybe nothing or maybe your suspicions will be confirmed!
*Third [Keep Records] Keep track of phone calls, emails, times your spouse is away and keep your journal hidden! It?s important not to jump to conclusions from the outset, as mistakes can be made. At this stage it is also good to exercise caution. Remember to treat your Spouse as you have always done to avoid suspicion and an initiation on your spouses behalf of ?covering their tracks? making your task all the harder.
*Fourth [Don't ask yet] Gather information and prove and wait.
*Fifth [Remain cool and calm] Restrain from having the all out fight.
*Sixth [A word of Caution] Do not confront your spouse if their is a history of aggression towards youself are children.
*Seventh [Plan for the Consequences]!
Armed with the 10 Signs Of Cheating Spouse you can be better prepared to decide if your relationship is worth savingor should you get out and start a new life!
About the Author
Find Out How to Catch a Cheating Husband or Catch a Cheating Wife and Put an End to the Lies! At:http://tinyurl.com/5t44ms Be sure to get your copy of my latest Newsletter ?How To Catch A Cheating Spouse?.Your?s FREE for Visiting My Site!
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